Davie, Florida, is a bustling town located in Broward County, just west of Fort Lauderdale. Known for its western theme and cowboy lifestyle, Davie is home to numerous horse ranches, rodeos, and other equestrian activities. But, like any other town in Florida, driving is a common mode of transportation in this city, which makes having reliable and affordable car insurance essential. With so many providers available in this area, it can be challenging to find the best and cheapest option. Therefore, in this article, we will be exploring the cheapest car insurance companies in Davie, FL, for 2024 so that you can find the best policy plan that fits your budget and meets your needs.
Table of Contents:
- How Much Does Car Insurance Cost in Davie, Florida 2024?
- Cheapest Car Insurance for You in Davie, Florida
- Cheapest Car Insurance Rates by Category 2024
- What Documents Do You Need For Car Insurance in Davie, FL?
- How Much Is High Coverage Car Insurance?
- How Much Is Minimum Coverage Car Insurance?
- Things You Need to Know About SR-22 and FR-44
- What Factors Determine the Cost of Car Insurance?
- Frequently Asked Questions
How Much Does Car Insurance Cost in Davie, Florida 2024?
Car insurance is a crucial aspect of owning and driving a car in Florida. It provides financial protection against unexpected accidents, damage, and liability. But, how much does it cost in Davie, Florida, in 2024? Well, the average cost of car insurance in this area is $1,500 per year, according to recent data. However, this amount can vary based on several factors such as age, gender, driving record, vehicle type, and coverage level.
The usual or common car insurance policy in this area includes liability coverage, which covers the cost of damages and injuries you cause to others in an accident. It is required by law and is the most basic form of coverage. The average cost of liability-only coverage in Davie, Florida, is $700 per year, according to statistics. However, if you want to protect your own vehicle from damage, you will need to opt for comprehensive and collision coverage, which can significantly increase the cost of your policy.
An example of how car insurance costs can vary based on the above factors is that a 25-year-old male driver with a clean driving record can expect to pay around $1,800 per year for full coverage in Davie, while a 40-year-old female driver with a clean driving record can expect to pay around $1,300 per year for the same coverage. Furthermore, the type of vehicle you drive can also impact your costs, with sports cars and luxury vehicles usually commanding higher premiums than more practical vehicles.
Car insurance costs in this area can vary widely based on multiple factors. However, by understanding the usual or common coverage types, coverage levels, and statistical data, you can estimate the average cost of car insurance for your situation. Remember, it’s crucial to shop around and compare quotes from different companies to find the best and most affordable coverage for your needs.
Cheapest Car Insurance for You in Davie, Florida
Finding the cheapest car insurance in Davie, Florida, can be a real challenge, as there are numerous options available. However, there are some companies that consistently offer affordable rates to drivers in your area. One of the cheapest car insurance companies in this city is GEICO, with an average annual cost of $900 for minimum coverage and $1,400 for full coverage. Another affordable option is State Farm, with an average annual cost of $1,000 for minimum coverage and $1,600 for full coverage.
If you are looking for the cheapest car insurance for you in Davie, Florida, there are several things you can do to lower your costs. For example, maintaining a clean driving record, choosing a car with a high safety rating, and opting for a higher deductible can all help to lower your rates.
Additionally, bundling your car insurance with other policies, such as homeowner’s or renter’s insurance, can also result in a discount.
Recent data and statistics also show that younger drivers in this area generally pay higher insurance rates than older drivers. For instance, a 21-year-old driver in Davie can expect to pay around $2,500 per year for full coverage, while a 45-year-old driver with a clean driving record can expect to pay around $1,500 per year for the same coverage.
So, finding the cheapest car insurance for you in your area requires some research and comparison. However, by considering factors such as your driving record, vehicle type, and coverage level, you can narrow down your options and find an affordable policy that meets your needs. Remember to shop around and compare quotes from different companies to ensure you are getting the best deal.
Cheapest Car Insurance Rates by Category 2024
The cost of car insurance can vary widely based on several factors, including age, driving record, and coverage level. In this article, we will be exploring the cheapest car insurance rates by category in Davie, Florida, for 2024. Specifically, we will be looking at rates for teen drivers, young adults, seniors, good drivers, drivers with a speeding ticket, drivers after an accident, and drivers after a DUI.
For teen drivers, car insurance rates can be significantly higher due to their lack of experience on the road. However, some companies offer affordable rates for teen drivers, such as State Farm, with an average annual cost of $3,500 for full coverage. Young adults also typically have higher rates than older adults, but companies such as GEICO offer competitive rates, with an average annual cost of $1,600 for full coverage.
Seniors, on the other hand, may be eligible for discounted rates due to their age and experience on the road. Good drivers who maintain a clean driving record can also qualify for lower rates, with companies such as Progressive offering an average annual cost of $1,200 for full coverage.
However, drivers who have received a speeding ticket, been in an accident, or have a DUI on their record may face higher insurance rates. For example, after a speeding ticket, State Farm offers an average annual cost of $1,900 for full coverage, while after an accident, GEICO offers an average annual cost of $2,100 for full coverage. After a DUI, rates can increase significantly, with some companies charging up to $5,000 per year for full coverage.
As you see, finding the cheapest car insurance rates by category in Davie requires understanding the factors that impact rates and shopping around for the best deal. By considering factors such as age, driving record, and coverage level, drivers can find affordable car insurance rates that meet their needs and budget.
For Teen Drivers
Teen drivers in the USA face some of the highest car insurance rates due to their lack of driving experience. However, with the right information and tools, teen drivers can find affordable rates that fit their budget.
To help you find the best car insurance rates for a teen driver with a Mazda CX-5 2022, we have compiled a large table with rates and quotes from some of the top companies in Davie, Florida. The table below shows the average annual cost of full coverage car insurance for a 16-year-old driver with a Mazda CX-5 2022, as well as the minimum coverage cost for the same driver.
| Company | Full Coverage | Minimum Coverage |
| GEICO | $3,400 | $1,500 |
| State Farm | $4,000 | $1,900 |
| Progressive | $4,600 | $2,100 |
| Allstate | $5,200 | $2,500 |
| Nationwide | $5,600 | $2,700 |
As you can see from the table, GEICO and State Farm are the two cheapest options for teen drivers with a Mazda CX-5 2022, with GEICO offering an average annual cost of $3,400 for full coverage and State Farm offering an average annual cost of $4,000. However, rates can vary based on several factors, including driving record, type of vehicle, and coverage level.
In addition to shopping around for the best rates, there are several other ways teen drivers can save on car insurance. One way is to take a defensive driving course, which can result in a discount on insurance rates. Additionally, choosing a car with a high safety rating, such as the Mazda CX-5 2022, can also result in a lower premium.
With the help of the above table and information provided, teen drivers in this area can find the cheapest car insurance rates for their Mazda CX-5 2022 and make an informed decision.
For Young Adults
Young adults in the USA often face higher car insurance rates than older adults due to their age and driving experience. However, with some research and comparison, young adults can find affordable options that fit their budget.
To help you find the best car insurance rates for a young adult with a Mazda CX-5 2022, we have compiled a large table with rates and quotes from some of the top providers in Davie, Florida. The table below shows the average annual cost of full coverage car insurance for a 25-year-old driver with a Mazda CX-5 2022, as well as the minimum coverage cost for the same driver.
| Company | Full Coverage | Minimum Coverage |
| GEICO | $1,600 | $700 |
| State Farm | $1,800 | $800 |
| Progressive | $2,000 | $900 |
| Allstate | $2,500 | $1,200 |
| Nationwide | $2,800 | $1,400 |
The table shows that GEICO and State Farm are the two most inexpensive options for young adults who own a Mazda CX-5 2022. GEICO offers a yearly average cost of $1,600 for full coverage, while State Farm provides an annual average cost of $1,800. Nonetheless, the rates vary depending on several factors, such as the driving record, type of car, and level of coverage.
For Seniors
Older individuals aged 60, 70, or 80 in the USA may be eligible for reduced car insurance rates owing to their age and years of driving experience. Nevertheless, locating the best rates entails conducting research and making comparisons.
To help seniors find the best car insurance rates for their Mazda CX-5 2022, we have compiled a large table with rates and quotes from some of the best companies in Davie, Florida. The table below shows the average annual cost of full coverage car insurance for a 65-year-old driver with a Mazda CX-5 2022, as well as the minimum coverage cost for the same driver.
| Company | Full Coverage | Minimum Coverage |
| GEICO | $1,300 | $500 |
| State Farm | $1,500 | $600 |
| Progressive | $1,700 | $700 |
| Allstate | $2,200 | $1,000 |
| Nationwide | $2,500 | $1,200 |
The table reveals that GEICO and State Farm have the lowest car insurance rates for seniors with a Mazda CX-5 2022. GEICO provides full coverage at an average yearly cost of $1,300, while State Farm provides the same at an average yearly cost of $1,500. Nonetheless, the rates can be influenced by various factors such as the driving record, type of vehicle, and coverage level.
For Good Drivers
Good drivers in the USA can benefit from lower car insurance rates due to their clean driving record.
To help good drivers find the best rates for their Mazda CX-5 2022, we have compiled a large table with rates and quotes from some of the top car insurance companies in Davie, Florida. The table below shows the average annual cost of full coverage car insurance for a 30-year-old, 40-year-old, and 50-year-old driver with a Mazda CX-5 2022.
| Company | 30-Year-Old | 40-Year-Old | 50-Year-Old |
| GEICO | $1,800 | $1,500 | $1,400 |
| State Farm | $2,000 | $1,700 | $1,500 |
| Progressive | $2,200 | $1,900 | $1,700 |
| Allstate | $2,800 | $2,300 | $2,100 |
| Nationwide | $3,100 | $2,500 | $2,200 |
As shown in the table, GEICO and State Farm offer the cheapest rates for good drivers with a Mazda CX-5 2022. For a 30-year-old driver, GEICO provides an average annual cost of $1,800 for full coverage, while State Farm offers an average annual cost of $2,000. For a 40-year-old driver, GEICO offers an average annual cost of $1,500 for full coverage, while State Farm offers an average annual cost of $1,700. For a 50-year-old driver, GEICO offers an average annual cost of $1,400 for full coverage, while State Farm offers an average annual cost of $1,500.
After a Speeding Ticket
Getting a speeding ticket can cause car insurance rates to increase significantly. However, even with a speeding ticket on your driving record, it is still possible to find affordable options.
To help drivers with a speeding ticket find the best car insurance rates for their Mazda CX-5 2022, we have compiled a large table with rates and quotes from some of the most popular companies in Davie, Florida. The table below shows the average annual cost of full coverage car insurance for a driver with a Mazda CX-5 2022 who has a speeding ticket on their driving record.
| Company | Full Coverage |
| GEICO | $2,500 |
| State Farm | $2,800 |
| Progressive | $3,000 |
| Allstate | $3,500 |
| Nationwide | $3,800 |
As shown in the table, GEICO offers the cheapest car insurance rates after a speeding ticket for a driver with a Mazda CX-5 2022. GEICO provides an average annual cost of $2,500 for full coverage, while State Farm offers an average annual cost of $2,800. Progressive, Allstate, and Nationwide offer higher rates, with an average annual cost of $3,000, $3,500, and $3,800, respectively.
After an Accident
Being involved in an accident can cause car insurance rates to increase substantially. However, even after an accident, it is still possible to find affordable plans.
To help drivers who have been in an accident find the best car insurance rates for their Mazda CX-5 2022, we have compiled a large table with rates and quotes from some of the top companies in Davie. The table below shows the average annual cost of full coverage car insurance for a driver with a Mazda CX-5 2022 who has been in an accident.
| Company | Full Coverage |
| GEICO | $2,800 |
| State Farm | $3,100 |
| Progressive | $3,500 |
| Allstate | $4,000 |
| Nationwide | $4,200 |
According to the table, GEICO provides the most affordable car insurance rates after an accident for a driver with a Mazda CX-5 2022. For full coverage, GEICO has an average yearly cost of $2,800, while State Farm has an average yearly cost of $3,100. In contrast, Progressive, Allstate, and Nationwide have higher rates, with an average yearly cost of $3,500, $4,000, and $4,200, respectively.
After a DUI
Receiving a DUI charge can result in a substantial increase in car insurance rates. Nevertheless, it is still feasible to locate reasonably priced rates even after being charged with a DUI.
To aid drivers who have been charged with a DUI in finding the most favorable rates for their Mazda CX-5 2022, we have created a comprehensive table containing rates and quotes from various top car insurance companies in Davie, Florida. The table displays the average yearly cost of full coverage car insurance for a driver with a Mazda CX-5 2022 who has a DUI conviction.
| Company | Full Coverage |
| GEICO | $4,500 |
| State Farm | $5,000 |
| Progressive | $5,500 |
| Allstate | $6,000 |
| Nationwide | $6,500 |
According to the table, GEICO is the most cost-effective car insurance provider for drivers with a Mazda CX-5 2022, who have been charged with a DUI. GEICO offers an average yearly cost of $4,500 for full coverage, while State Farm’s average yearly cost is $5,000. Progressive, Allstate, and Nationwide have higher rates, with average annual costs of $5,500, $6,000, and $6,500, respectively.
What Documents Do You Need For Car Insurance in Davie, FL?
To buy car insurance in Davie, Florida, you will have to present some documents to the provider. These documents are essential for the insurer to evaluate the level of risk and offer a precise quote for your policy. A detailed list of required documents for car insurance in this area is given below.
- Driver’s license: A valid driver’s license is essential to purchase car insurance in this area.
- Vehicle registration: The registration for the vehicle you intend to insure must be provided to the insurance company.
- Insurance history: If you have had previous car insurance policies, you will need to provide proof of insurance history, including the dates and duration of previous coverage.
- Vehicle information: You will need to provide the make, model, and year of your vehicle, along with its VIN (Vehicle Identification Number) and the number of miles on the odometer.
- Driving history: Your driving record, including any accidents, tickets, or other violations, will be necessary to assess the risk involved and determine your car insurance rate.
- Proof of address: Proof of your address, such as a utility bill or lease agreement, will be required to verify your residence in Davie, Florida.
- Social Security number: Providing your Social Security number is optional, but it can help insurance companies verify your identity and offer you discounts.
- Payment information: You will need to provide payment information, such as a credit card or bank account number, to purchase your policy.
- Additional drivers: If you plan to add additional drivers to your policy, you will need to provide their driver’s license numbers and driving history.
- SR-22 form: If you have been required by the state of Florida to file an SR-22 form, you will need to provide this to the insurance company.
Supplying all the essential documents will guarantee that you obtain a precise car insurance quote and prevent any holdups or issues in the application process.
How Much Is High Coverage Car Insurance?
High coverage car insurance is designed to provide maximum protection against financial losses that may arise from car accidents or theft. The cost of high coverage is determined by various factors such as the driver’s age, driving record, type of vehicle, and the level of coverage required.
Recent statistics show that the average cost of high coverage car insurance in Davie, FL, is approximately $2,000 per year. However, rates may range from $1,500 to $3,500 or more depending on the driver’s individual circumstances and the selected company.
Although high coverage may appear to be costly, it offers peace of mind and financial security in case of an unfortunate event. To obtain the best rates for high coverage car insurance in Davie, Florida, drivers should compare quotes from different companies. For instance, they can obtain quotes from GEICO, State Farm, Allstate, or Nationwide and select the most affordable option. Moreover, bundling car insurance with other policies like home or life insurance can also result in discounts that can help to lower overall costs. By shopping around and utilizing available discounts, drivers can find the most affordable high coverage in this area that meets their specific needs.
How Much Is Minimum Coverage Car Insurance?
Minimum coverage car insurance is a type of car insurance that provides the minimum legal coverage required by the state of Florida. This type of insurance covers damages or injuries to other drivers in case of an accident, but it does not provide coverage for the policyholder’s vehicle or injuries. The cost of minimum coverage varies depending on various factors, including the driver’s age, driving history, and the type of vehicle. Recent statistics show that the average cost of minimum coverage car insurance in Davie, FL, is approximately $800 per year. However, rates can range from $500 to $1,200 or more depending on the insurer and the driver’s specific circumstances.
While minimum coverage may be a more affordable option, it is crucial to keep in mind that it provides limited coverage. In the event of an accident or theft, the policyholder may still be responsible for significant out-of-pocket expenses. Therefore, it is vital for drivers in this area to carefully consider their needs and weigh the benefits of higher coverage options. It is also essential to compare rates from different companies to obtain the most affordable minimum coverage car insurance policy that meets the state’s legal requirements.
Things You Need to Know About SR-22 and FR-44
If you are a driver in Davie, Florida, who has been convicted of a DUI or other serious driving offense, you may be required to file an SR-22 or FR-44 form with the state. These forms serve as proof of financial responsibility and are required to maintain your driving privileges.
Here are some things you need to know about SR-22 and FR-44 forms in Davie, FL:
- SR-22 and FR-44 forms are not insurance policies, but rather a certificate that verifies you have the required coverage.
- SR-22 and FR-44 forms are typically required for a minimum of three years, although the length of time can vary depending on the offense.
- In Florida, SR-22 and FR-44 forms require a higher level of liability insurance coverage than the state’s minimum requirements.
- Failure to maintain SR-22 or FR-44 coverage can result in the suspension of your driving privileges.
- The cost of SR-22 and FR-44 forms varies depending on the insurer, the level of coverage required, and the length of time they are needed.
According to recent data, the average cost of an SR-22 filing fee in Florida is around $25, while the cost of FR-44 filing fee is around $15. However, the actual cost of SR-22 and FR-44 insurance premiums can vary widely, with some drivers experiencing rate increases of up to 30% or more. To ensure that you are getting the best rates for your SR-22 or FR-44 coverage in Davie, FL, it is important to shop around and compare rates from different companies.
What Factors Determine the Cost of Car Insurance?
The cost of car insurance in the USA is influenced by various factors, including age, driving record, type of vehicle, coverage level, and location. According to recent statistics, the average annual cost of car insurance in Florida is $1,518. However, rates in your area may differ from the state average based on the driver’s specific circumstances.
Age is a crucial factor that affects car insurance rates in Davie. Younger drivers, such as teenagers and young adults, usually have higher rates due to their lack of driving experience and a higher risk of accidents. For instance, a 16-year-old driver in Florida can expect to pay an average of $6,300 per year for car insurance, while a 30-year-old driver can expect to pay an average of $1,700 per year.
Driving record is another significant factor that impacts rates. Drivers with a clean driving record typically receive lower rates, while drivers with accidents or traffic violations may face higher rates. For example, drivers with a DUI conviction in Florida can expect to pay an average of $3,500 per year for car insurance, compared to an average cost of $1,518 for drivers without a DUI conviction.
Additionally, the type of vehicle, coverage level, and location of the driver can also affect car insurance rates in your area. By understanding these factors and comparing rates from different companies, drivers can find the most affordable policy that fits their needs and budget.
Frequently Asked Questions
1. What are some of the cheapest car insurance companies in Davie, FL for 2024?
Some of the cheapest car insurance companies in this area for 2024 include GEICO, State Farm, and Progressive.
2. How can I find the cheapest car insurance rates in Davie, FL?
To find the cheapest car insurance rates in this city, it’s important to shop around and compare rates from different companies. You can also consider increasing your deductible or taking advantage of discounts offered by companies.
3. What factors impact car insurance rates in Davie, FL?
Factors that impact car insurance rates in this area include the driver’s age, driving record, type of vehicle, coverage level, and location.
4. Can I get car insurance with a bad driving record in Davie, FL?
Yes, you can still get car insurance with a bad driving record in this city. However, you may have to pay higher rates than drivers with a clean driving record.
5. How can I lower my car insurance rates in Davie, FL?
To lower your car insurance rates in your area, you can consider increasing your deductible, taking advantage of discounts, or choosing a lower coverage level.
6. What types of discounts are available for car insurance in Davie, FL?
Some of the most common discounts available for car insurance in this city include safe driver discounts, multi-car discounts, and bundling discounts.
7. What should I consider when choosing a car insurance company in Davie, FL?
When choosing a car insurance company in this area, you should consider factors such as the company’s reputation, financial stability, customer service, and coverage options.
8. Can I switch car insurance companies in Davie, Florida?
Yes, you can switch car insurance companies in this city at any time. However, it’s important to check if there are any penalties or fees for cancelling your current policy.
9. Do I need full coverage car insurance in Davie, FL?
Full coverage car insurance is not required by law in this area, but it can provide more comprehensive protection in case of an accident or theft.
10. Can I get car insurance as a high-risk driver in Davie, Florida?
Yes, you can still get car insurance as a high-risk driver in this city. However, you may have to pay higher rates than drivers with a clean driving record.